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Habitat for Humanity in Nashville

   The Nashville Area chapter of  Habitat for Humanity builds about 45 homes per year that are sold to low-income residents of Middle Tennessee.
    The program, part of a national movement, is designed to help low-income families achieve home ownership. The family signs for a zero-percent mortgage to finance the purchase. Mortgages typically run between $85,000 and $98,000. Homeowners are also offered training in financial management and home ownership.
    Much of the home construction is performed by volunteers, frequently sponsored by a company or a civic organization.
    The Nashville area chapter launched a capital campaign in 2008 to raise $8.3 million to buy land in Davidson County for future developments, according to an article in the Nashville Business Journal.
    The nonprofit organization plans to increase its annual homebuilding pace to around 50.